USDA Loans


USDA loans are to help low-income borrowers purchase homes in rural areas.


USDA loans features and benefits

• 100% financing – No Down Payment

• Closing costs may be financed on some transactions

• Flexible credit standards

• Reserves not required

• No limitation on seller contribution to help with closing costs


Loan Guidelines

• 30-Year Fixed Rate and Terms

• Owner Occupied

• Single Family Homes Only