Personal & Business Bank Statement Loans


Bank Statement Programs Help Self-Employed Borrowers Realize the Home of Their Dreams

There are options for self-employed borrowers who do not have the tax documents to clearly indicate their ability to pay. Options such as the Personal & Business Bank Statement Program.

  • 2 year self-employed required
  • No tax returns required
  • Loans up to $3 million
  • 12 month personal bank statements or 24 month business bank statements
  • Up to 90% LTV on Personal and Business with no MI
  • Owner-occupied, 2nd homes and investment properties
  • 2 years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
  • Jumbo loans down to 600 score

       Non-warrantable condos considered