Residential Loan Checklist

 

*MORTGAGE APPLICATION CHECKLIST*

  • W-2s/1099 FOR THE PAST TWO YEARS
  • COMPLETE FEDERAL TAX RETURNS (1040s) FOR THE PAST TWO YEARS (ALL SCHEDULES PLEASE)
  • PAY STUBS COVERING THE LAST 30 DAYS WITH YEAR TO DATE INFO
  • 2 MONTHS MOST RECENT BANK SATEMENTS, SHOWING FULL NAME AND ACCOUNT NUMBER (ALL PAGES PLEASE)
  • MORTGAGE STATEMENT AND HOMEOWNERS INSURANCE TO ALL PROPERTIES
  • COPY OF DRIVERS LICENSE (ALL BORROWERS)
  • SIGNED, COMPLETED TAX RETURNS FOR THE PAST TWO YEARS, INCLUDING PERSONAL, PARTNERSHIP, AND CORPORATE, WITH ALL SCHEDULES, ALSO INCLUDE YTD P&L & BALANCE SHEET (IF SELF-EMPLOYED)***
  • COPY OF ALL RENTAL AGREEMENTS***
  • COPY OF PURCHASE AGREEMENT***
  • JUDICIAL DECREE FOR JUDGEMENT OR CHILD SUPPORT***
  • BANKRUPTCY/DISCHARGE PAPERS (ALL PAGES PLEASE)***

***IF APPLICABLE